[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.salis.cz\/jak-i-z-male-vyplaty-usetrit\/#Article","mainEntityOfPage":"https:\/\/www.salis.cz\/jak-i-z-male-vyplaty-usetrit\/","headline":"Jak i z mal\u00e9 v\u00fdplaty u\u0161et\u0159it?","name":"Jak i z mal\u00e9 v\u00fdplaty u\u0161et\u0159it?","description":"M\u00e1te p\u0159ehled o sv\u00fdch financ\u00edch? Je\u0161t\u011b p\u0159ed rokem v\u00e1s finan\u010dn\u00ed situace net\u00ed\u017eila. Ale dnes u\u017e je v\u0161e zcela jinak. Omezovat se mus\u00edme t\u00e9m\u011b\u0159 v\u0161ichni. Abyste u\u0161et\u0159ila a v\u011bd\u011bla kudy v\u00e1m…","datePublished":"2022-06-19","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.salis.cz\/author\/#Person","name":"","url":"https:\/\/www.salis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"salis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.salis.cz\/wp-content\/uploads\/conservation-1633063_960_720_1.jpg","url":"https:\/\/www.salis.cz\/wp-content\/uploads\/conservation-1633063_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.salis.cz\/jak-i-z-male-vyplaty-usetrit\/","about":["\u017deny"],"wordCount":451,"articleBody":"M\u00e1te p\u0159ehled o sv\u00fdch financ\u00edch?Je\u0161t\u011b p\u0159ed rokem v\u00e1s finan\u010dn\u00ed situace net\u00ed\u017eila. Ale dnes u\u017e je v\u0161e zcela jinak. Omezovat se mus\u00edme t\u00e9m\u011b\u0159 v\u0161ichni. Abyste u\u0161et\u0159ila a v\u011bd\u011bla kudy v\u00e1m pen\u00edze ut\u00edkaj\u00ed, pot\u0159ebujete m\u00edt dokonal\u00fd p\u0159ehled. K tomu pou\u017eijte pap\u00edr, tu\u017eku, excelovou tabulku nebo aplikaci. Sepi\u0161te si seznam v\u0161ech p\u0159\u00edjm\u016f a v\u00fddaj\u016f. Pravideln\u00e9 platby elektriky, internetu, n\u00e1jmu a tak d\u00e1le. D\u00e1le \u00fatratu za j\u00eddlo, dopravu, z\u00e1bavu, l\u00e9ky. Do druh\u00e9 kolonky vypl\u0148te celkov\u00e9 m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjmy.Ud\u011blejte si jasn\u00fd pl\u00e1nD\u00edky t\u00e9to tabulce zjist\u00edte, kolik pen\u011bz v\u00e1m m\u011bs\u00ed\u010dn\u011b zb\u00fdv\u00e1 a kolik m\u016f\u017eete d\u00e1t na spo\u0159en\u00ed nebo ukl\u00e1dat do ob\u00e1lky. Tak\u00e9 se uk\u00e1\u017ee, kde by \u0161lo u\u0161et\u0159it a kter\u00e9 polo\u017eky pro\u0161krtat. Stanovte si pl\u00e1n kolik budete m\u011bs\u00ed\u010dn\u011b d\u00e1vat stranou a to dodr\u017eujte.\u00a0Kde by \u0161lo u\u0161et\u0159it?omezte nebo je\u0161t\u011b l\u00e9pe zcela vynechejte alkohol a cigaretyprostudujte star\u00e9 smlouvy (banka, internet, telefon) a zjist\u011bte, kde by \u0161lo u\u0161et\u0159itj\u00eddla pl\u00e1nujte na cel\u00fd t\u00fdden a nau\u010dte se va\u0159it levn\u011bm\u00edsto permanentky do fitness centra, vyrazte na kolo, b\u011bhat, na brusle nebo si vezm\u011bte ven \u0161vihadlosledujte akce, mnohdy\u00a0po\u0159\u00edd\u00edte v\u011bci i potraviny o 50% levn\u011bjikupujte jen to, co skute\u010dn\u011b pot\u0159ebujetenekupujte si j\u00eddlo a k\u00e1vu venkum\u00edsto kina si ud\u011blejte filmov\u00fd ve\u010der s popcornem domanekupujte knihy, ale cho\u010fte do knihovny\u00a0Jak si p\u0159ilep\u0161it?Nemus\u00edte hned sh\u00e1n\u011bt brig\u00e1du. P\u0159ilep\u0161it si lze i jinak. Proberte sk\u0159\u00edn\u011b, prot\u0159i\u010fte hra\u010dky po d\u011btech a prozkoumejte p\u016fdu. Kolik z toho u\u017e nepou\u017e\u00edv\u00e1te nebo nepot\u0159ebujete? Zkuste to prodat nebo nab\u00eddnout v\u00fdm\u011bnou za n\u011bco, co se bude naopak hodit v\u00e1m.\u00a0Tip: k V\u00e1noc\u016fm vyrobte handmade d\u00e1rky, kter\u00e9 v\u00e1s nezruinuj\u00ed. Co t\u0159eba takov\u00e9 k\u0159\u00ed\u017ealy, marmel\u00e1du, sm\u011bs na muffiny nebo vo\u0148avou s\u016fl do koupeleZa odm\u011bnu n\u011bco pro radost\u010cekaj\u00ed n\u00e1s \u010dasy, kdy se budeme muset uskromnit. A to nen\u00ed zrovna dvakr\u00e1t l\u00edbiv\u00e1 p\u0159edstava. Ale nepropadejte panice a vymyslete si n\u011bco za odm\u011bnu. Co takov\u00e1 relaxa\u010dn\u00ed mas\u00e1\u017e? Vy\u010dkejte si na akci (najdete na slevov\u00fdch port\u00e1lech) a t\u011b\u0161te se.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak i z mal\u00e9 v\u00fdplaty u\u0161et\u0159it?","item":"https:\/\/www.salis.cz\/jak-i-z-male-vyplaty-usetrit\/#breadcrumbitem"}]}]