[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.salis.cz\/pujcky-se-bat-nemusite\/#Article","mainEntityOfPage":"https:\/\/www.salis.cz\/pujcky-se-bat-nemusite\/","headline":"P\u016fj\u010dky se b\u00e1t nemus\u00edte","name":"P\u016fj\u010dky se b\u00e1t nemus\u00edte","description":"Jen m\u00e1lokdo si n\u011bkdy v \u017eivot\u011b nep\u016fj\u010dil pen\u00edze. V\u011bt\u0161ina lid\u00ed se takov\u00e9 nutnosti nevyhne, i kdyby m\u011bli obavy z p\u0159\u00edpadn\u00e9ho rizika a finan\u010dn\u00ed z\u00e1t\u011b\u017ee do budoucna. Zkr\u00e1tka, kdy\u017e p\u0159ijde \u0159e\u010d…","datePublished":"2019-08-16","dateModified":"2019-08-16","author":{"@type":"Person","@id":"https:\/\/www.salis.cz\/author\/#Person","name":"","url":"https:\/\/www.salis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"salis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.salis.cz\/wp-content\/uploads\/img_a360591_w2093_t1574188260.jpg","url":"https:\/\/www.salis.cz\/wp-content\/uploads\/img_a360591_w2093_t1574188260.jpg","height":0,"width":0},"url":"https:\/\/www.salis.cz\/pujcky-se-bat-nemusite\/","about":["Internet"],"wordCount":427,"articleBody":"   Jen m\u00e1lokdo si n\u011bkdy v \u017eivot\u011b nep\u016fj\u010dil pen\u00edze. V\u011bt\u0161ina lid\u00ed se takov\u00e9 nutnosti nevyhne, i kdyby m\u011bli obavy z p\u0159\u00edpadn\u00e9ho rizika a finan\u010dn\u00ed z\u00e1t\u011b\u017ee do budoucna. Zkr\u00e1tka, kdy\u017e p\u0159ijde \u0159e\u010d na bydlen\u00ed, na jeho stavbu anebo rekonstrukci, tak je ka\u017ed\u00e1 koruna dobr\u00e1, a zpravidla je k tomu pot\u0159eba tak vysok\u00e9 \u010d\u00e1stky, kter\u00e9 jen tak n\u011bkdo nem\u00e1 po ruce. Tak\u017ee p\u016fj\u010dka je nakonec t\u00edm jedin\u00fdm mo\u017en\u00fdm \u0159e\u0161en\u00edm.Ov\u0161em pro\u010d bychom se m\u011bli tr\u00e1pit \u00fav\u011bry, u kter\u00fdch n\u00e1m nic nehroz\u00ed? Mnoho lid\u00ed m\u00e1 z p\u016fj\u010dek strach jen proto, \u017ee si v televizi vyslechli n\u011bjak\u00fd dojemn\u00fd bolestn\u00fd p\u0159\u00edb\u011bh o tom, jak n\u011bkdo upadnul do dluhov\u00e9 spir\u00e1ly. Pokud jde o m\u00e9dia, tak ty dluhov\u00fdmi pastmi stra\u0161\u00ed nep\u0159etr\u017eit\u011b a neust\u00e1le. A v\u00fdsledek? P\u016fj\u010dek se nejv\u00edce ob\u00e1vaj\u00ed ti zodpov\u011bdn\u00ed, kter\u00fdm v p\u0159\u00edpad\u011b \u00fav\u011bru \u017e\u00e1dn\u00e9 riziko nehroz\u00ed. Nav\u00edc, mnoho lid\u00ed m\u00e1 strach z nebankovn\u00edch p\u016fj\u010dek, proto\u017ee banky tak n\u011bjak podv\u011bdom\u011b vn\u00edmaj\u00ed jako spolehliv\u00e9 instituce, kter\u00e9 je o majetek nep\u0159iprav\u00ed. Jen\u017ee to je velk\u00fd omyl! Pokud budete dlu\u017eit bance a nebudete sv\u016fj dluh spl\u00e1cet, bude ho po v\u00e1s vym\u00e1hat stejn\u011b jako jak\u00e1koli jin\u00e1 instituce. A plat\u00ed http:\/\/stavba.tzb-info.cz\/  to i naopak \u2013 je\u0161t\u011b vst\u0159\u00edcn\u011bj\u0161\u00ed jedn\u00e1n\u00ed, ne\u017e banka v\u00e1m nab\u00eddnou v nebankovn\u00ed spole\u010dnosti. Dokonce plat\u00ed i to, \u017ee pr\u00e1v\u011b nebankovn\u00ed spole\u010dnosti v\u00e1m vyjdou vst\u0159\u00edc i ve chv\u00edli, kdy je va\u0161e situace nez\u00e1vid\u011bn\u00edhodn\u00e1, a kdy\u017e se k v\u00e1m ka\u017ed\u00e1 klasick\u00e1 banka oto\u010d\u00ed z\u00e1dy. T\u0159eba v p\u0159\u00edpad\u011b, kdy m\u00e1te n\u00edzkou bonitu. V takov\u00e9 situaci v\u00e1m nebankovn\u00ed spole\u010dnost nab\u00eddne hypot\u00e9ku bez p\u0159\u00edjmu, a banka v\u00e1s vyprovod\u00ed ze dve\u0159\u00ed. P\u0159itom n\u00edzk\u00e1 bonita m\u016f\u017ee b\u00fdt zp\u016fsobena mnoha r\u016fzn\u00fdmi faktory a n\u00edzk\u00fd p\u0159\u00edjem je jen jeden z mnoha mo\u017en\u00fdch vliv\u016f na va\u0161i budouc\u00ed schopnost \u00fav\u011br spl\u00e1cet. Mnohdy sta\u010d\u00ed i doslova pouze kosmetick\u00e1 \u00faprava, kter\u00e1 zajist\u00ed, \u017ee v\u00e1m spl\u00e1cen\u00ed nebude d\u011blat pot\u00ed\u017ee \u2013 t\u0159eba kdy\u017e budete m\u00edt dlouhou dobu splatnosti \u00fav\u011bru, kter\u00e1 m\u016f\u017ee dos\u00e1hnout klidn\u011b i dlouh\u00fdch t\u0159iceti let.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky se b\u00e1t nemus\u00edte","item":"https:\/\/www.salis.cz\/pujcky-se-bat-nemusite\/#breadcrumbitem"}]}]