[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.salis.cz\/stavba-je-draha\/#Article","mainEntityOfPage":"https:\/\/www.salis.cz\/stavba-je-draha\/","headline":"Stavba je drah\u00e1","name":"Stavba je drah\u00e1","description":"Pokud se dnes n\u011bkdo z n\u00e1s rozhodne, \u017ee si postav\u00ed d\u016fm, nic mu v tom nebr\u00e1n\u00ed. Nebo tedy skoro nic. M\u016f\u017ee si naj\u00edt a koupit parcelu, bez probl\u00e9m\u016f se\u017eene stavebn\u00ed…","datePublished":"2022-10-24","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.salis.cz\/author\/#Person","name":"","url":"https:\/\/www.salis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"salis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.salis.cz\/wp-content\/uploads\/eu%20drobn%C3%A9.jpg","url":"https:\/\/www.salis.cz\/wp-content\/uploads\/eu%20drobn%C3%A9.jpg","height":0,"width":0},"url":"https:\/\/www.salis.cz\/stavba-je-draha\/","about":["Pen\u00edze"],"wordCount":419,"articleBody":"   Pokud se dnes n\u011bkdo z n\u00e1s rozhodne, \u017ee si postav\u00ed d\u016fm, nic mu v tom nebr\u00e1n\u00ed. Nebo tedy skoro nic. M\u016f\u017ee si naj\u00edt a koupit parcelu, bez probl\u00e9m\u016f se\u017eene stavebn\u00ed materi\u00e1l, p\u0159ed \u0159emesln\u00edky mnoha nezbytn\u00fdch profes\u00ed u\u017e se nemus\u00ed plazit po kolenou a v\u00fdsledek tak m\u016f\u017ee opravdu st\u00e1t za to. \u010clov\u011bk si dnes prost\u011b m\u016f\u017ee postavit p\u0159esn\u011b takov\u00fd objekt, po jak\u00e9m tou\u017e\u00ed, a v tom si pak m\u016f\u017ee \u017e\u00edt jako v r\u00e1ji.Ov\u0161em p\u0159esto se tu najde i jeden z\u00e1sadn\u00ed probl\u00e9m, j\u00edm\u017e jsou pen\u00edze. Stavba domu je toti\u017e hodn\u011b drah\u00e1 z\u00e1le\u017eitost. V\u0161echno v\u00fd\u0161e uveden\u00e9 tu stoj\u00ed nek\u0159es\u0165ansk\u00e9 pen\u00edze a \u010dlov\u011bk tedy mus\u00ed hodn\u011b dlouho \u0161et\u0159it, aby se mohl do takov\u00e9 stavby pustit. A je i cel\u00e1 \u0159ada lid\u00ed, kte\u0159\u00ed touhu po stavb\u011b vlastn\u00edho domu zcela o\u017eeleli, proto\u017ee si spo\u010d\u00edtali, \u017ee na n\u011bco takov\u00e9ho nikdy dost pen\u011bz dohromady nedaj\u00ed.A co ti, kdo v\u00ed, \u017ee na podobnou stavbu pen\u00edze sehnat dok\u00e1\u017eou, ale bude to trvat pomalu celou v\u011b\u010dnost? Ti mohou celou v\u011b\u010dnost \u0161et\u0159it a doufat, \u017ee jednoho dne budou m\u00edt na stavbu pen\u011bz dost, nebo jim v tom m\u016f\u017ee pomoci hypot\u00e9ka na stavbu domu. A kdy\u017e se tito rozhodnou pro zm\u00edn\u011bnou hypot\u00e9ku? Pak \u010dasto ud\u011blaj\u00ed dob\u0159e. Proto\u017ee ceny v\u0161eho souvisej\u00edc\u00edho s nemovitostmi rostou, a ne\u017e se na stavbu na\u0161et\u0159\u00ed, je pot\u0159eba daleko v\u00edc pen\u011bz, ne\u017e kdy\u017e se s takov\u00fdm \u0161et\u0159en\u00edm za\u010dalo, a nav\u00edc se d\u00edky takov\u00e9 p\u016fj\u010dce stavba d\u0159\u00edv dokon\u010d\u00ed a majitel nemovitosti tak mnohem d\u0159\u00edv bydl\u00ed.A z\u00edskat takovou nebankovn\u00ed hypot\u00e9ku nen\u00ed p\u0159ece probl\u00e9m. Tady se d\u00e1 do z\u00e1stavy nemovit\u00fd majetek odpov\u00eddaj\u00edc\u00ed hodnoty a \u017eadatel o tuto p\u016fj\u010dku m\u00e1 hned vystar\u00e1no. Dostane a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny tohoto majetku s mo\u017enost\u00ed dlouhodob\u00e9ho spl\u00e1cen\u00ed a hned se m\u016f\u017ee pustit do d\u00edla.A jsou s takovou hypot\u00e9kou n\u011bjak\u00e9 starosti? Kdy\u017e si ji n\u011bkdo vezme zodpov\u011bdn\u011b a po zral\u00e9 \u00favaze, pak samoz\u0159ejm\u011b ne. V\u0161e prob\u011bhne hladce a \u010dlov\u011bk d\u00edky tomu nemus\u00ed str\u00e1vit zbytek \u017eivota n\u011bkde v \u0161ed\u00e9m panel\u00e1ku.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stavba je drah\u00e1","item":"https:\/\/www.salis.cz\/stavba-je-draha\/#breadcrumbitem"}]}]